St. Croix, the largest of the U.S. Virgin Islands, faces significant economic challenges in 2026, with a poverty rate that has historically hovered around 21% to 25%, which is notably higher than the U.S. national average. The island's economy suffered a major blow following the closure of the Hovensa oil refinery years ago and has struggled with the high cost of imported goods and electricity. While there are areas of extreme wealth and beautiful luxury resorts catering to tourists, many local residents face high unemployment and limited access to healthcare. However, "poverty" on the island is often contrasted by a very strong sense of community and a rich cultural heritage. Efforts are ongoing to diversify the economy through sustainable agriculture and eco-tourism, but travelers will likely notice a visible disparity between the pristine tourist zones and the more neglected infrastructure in some residential neighborhoods.