Is Uber debit card worth it?

The card is a hard pass if you're not a rideshare driver. After all, you need an Uber driver account to apply. But even if you drive for multiple rideshare apps, this card could be worth keeping for the cash-back rewards and other benefits. If you're a rideshare driver, the Uber Pro Card* is a winner.



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According to Uber, the app is encrypted, so your credit card information cannot be accessed by anyone. In most cases, using a credit card is safer than using a debit card.

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The Uber Pro Card is a business debit Mastercard and a checking account powered by Branch that is designed to help you keep more of what you earn. You can use it to pay for purchases anywhere Mastercard is accepted.

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The Uber Card earns:
  • 5% back in Uber Cash on Uber rides, Uber Eats and JUMP.
  • 3% back in Uber Cash on restaurants, bars, hotels, and airfare.
  • 1% back in Uber Cash on all other purchases.


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Scan a credit or debit card To scan a card, tap the camera icon. Your phone may ask permission for the Uber app to use the camera. Center your card in your phone's screen so that all 4 corners flash green. Cards with embossed letters and numbers are typically easiest to scan.

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The Uber Visa Debit Card is issued by Green Dot Bank, Member FDIC. Green Dot Bank also operates under the following registered trade names: GO2bank, GOBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank.

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Overdraft will be automatically resolved by depositing funds into your Uber Pro Card account to cover the negative balance. You can do this by selecting Add Funds in the Wallet tab of the app. There is no deadline requirement for resolving a negative balance, and no fee is charged for an Overdraft on an account.

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As of January 1, 2023, the Uber Debit Card will work as a regular debit card with GoBank and won't be supported by Uber. After the New Year, GoBank will send a new debit card that replaces your Uber Debit Card.

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You can pay with a credit or debit card, Google Pay, Apple Pay, PayPal, Venmo, vouchers, Uber Gift Cards, and even cash. Make sure the correct payment is selected when you book the ride. Uber is designed to be a cashless experience. Payment is only accepted through the app.

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It can be a great way to earn some extra cash, especially if you're trying to hit certain personal finance goals, like paying down debt or building an emergency fund. Driving for long periods of time, however, might not be sustainable.

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To redeem your Uber Cash for Uber Eats or Uber Grocery, the process will work similarly to when requesting a ride. After deciding on your food of choice, you'll see your payment method right before confirming the order.

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Your Uber purchase is split into 4 interest-free payments over 6 weeks.

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Driving more slowly, easing into accelerations, using less AC, breaking slowly, and reducing idling can save you more than you might expect. For instance, AAA states that gradual accelerations can increase your fuel efficiency by 10-40%. To save even more, you can decrease the weight of your car.

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According to the filing, the driver's bonuses will be based on how many trips they've done for the company. If the driver makes 2,500 trips he or she gets $100. That increases to $500 for 5,000 trips, $1000 for 10,000 trips, $20,000 for 20,000 trips and $30,000 for 30,000.

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According to the filing, the driver's bonuses will be based on how many trips they've done for the company. If the driver makes 2,500 trips he or she gets $100. That increases to $500 for 5,000 trips, $1000 for 10,000 trips, $20,000 for 20,000 trips and $30,000 for 30,000.

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