Should I bring cash or credit card to Italy?

In Italy, cash is still preferred in most restaurants, cafes and other establishments, although credit and debit cards are becoming more widely used throughout Italy and are an increasingly convenient way to pay for things. Visa and Mastercard are widely accepted, although American Express is not.



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Italy's currency is the Euro (€). We recommend that you take a mixture of cash along with currency on a pre-paid currency card. Credit cards are widely accepted in hotels, restaurants, shops and autostrada tollbooths.

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Don't bring any more cash with you than you'd normally carry with you in your own country on a daily basis. Bear in mind the increased pickpocketing risk for a tourist in Rome. When you get to the airport, get one or two hundred euros out of one of the ATMs in the baggage hall just in case (they don't charge fees).

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The easiest and cheapest way is to use an ATM at the airport in Rome to get some Euros, although there is usually no need to get Euros before you leave. You can buy Euros in the US but you will pay a premium.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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In my opinion 500 euros is sufficient for 10 days and if you feel you need more, just use your debit card to get some more. Carrying lost of cash is never a good idea and especially in Italy and not all hotels have safes. Make sure your PIN for your card has no more then 4 digits.

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Compared to many other countries in Europe and around the world, Italy remains a predominantly cash-driven society.

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Most US-issued credit cards work in Italy. It's best to use cards issued by Visa or Mastercard, rather than American Express or Discover. The latter two are not as widely accepted, except in major cities and tourist hotspots. And it never hurts to have a little cash in euros in your wallet either, just in case.

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European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.

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I like to set aside around 50 euros per day for travel expenses when traveling anywhere in Europe and, to be honest, I didn't even spend that half of the time in Italy – unless I was splurging on a day trip. You can easily get by on that while still enjoying yourself.

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Since every region of Italy accepts the euro (including the Vatican City and the Republic of San Marino), you shouldn't have too much trouble managing your money.

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If you're a fan of these types of meals and plan on spending a considerable amount on fancy restaurants, expect to spend at least €100 a day on food. The average cost of food per day in Italy is €18.

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