Should I bring cash to Brussels?

Many shops and restaurants in Brussels accept credit cards, but not all. It is, therefore, recommended that you either ask before you order or ensure you have enough in cash to cover the bill.



While Brussels is a highly "card-friendly" city in 2026, it is still advisable to carry a small amount of Euro cash. Most restaurants, shops, and hotels prefer contactless payments or major credit cards (Visa/Mastercard), but "cash only" signs still occasionally pop up at small bakeries, local markets, or older cafes in neighborhoods like the Marolles. Importantly, you will need small coins (usually €0.50 to €1.00) for public restrooms, where attendants (known as "Madame Pipi") maintain the facilities. Additionally, while the Brussels metro and trams accept contactless "tap-to-pay," having cash for a backup paper ticket is wise. Avoid large bills like €100 or €200, as many smaller vendors cannot or will not break them. Aim to have about €30–€50 in small denominations for minor tips, street waffles, and those essential restroom fees to ensure a smooth trip.

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While it's true that the majority of payments in Belgium are made with cards, it's always a good idea to have some euro cash. You will find some smaller vendors that only accept cash.

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Advantages of using cash If your spending discipline breaks down when you use credit cards, cash may be a better choice while you let loose on vacation. No foreign transaction fees: Many credit cards charge an extra fee of up to 3% on purchases made outside the country, although you can find cards that don't.

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If you prefer dealing in cash, then by all means get some euros out before your trip. But actually, you'll find that debit and credit cards are widely accepted in most European cities. Paying by card can be easier and more convenient, without the potential security risk of carrying cash around you.

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To tip leave just a few Euro, or about 10% if the service was excellent! If you do not have smaller bills, let the server know what you want to pay, including any amount for tip, and what you expect back in change. If another staffer takes your payment for the bill, give the tip to your waitperson directly.

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To cover your living expenses in Belgium you will need around €950 to €1,350 per month. This estimate includes study materials, housing costs (rent, heating, water, electricity, etc.), food, clothing, laundry, medical & insurance costs, and other expenses — e.g. leisure, groceries, transport, etc.

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How much money will you need for your trip to Belgium? You should plan to spend around €142 ($150) per day on your vacation in Belgium, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, €42 ($45) on meals for one day and €17 ($18) on local transportation.

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At bars in Europe, tips are not customary, but leaving change or a few euros is always appreciated, if not expected. For takeaway food or drinks, counter dining, or stand-up service, tips are also not customary.

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Carry little, take reasonable precautions, and then don't worry about it. <For a man, I would suggest a pouch worn under your clothing, where you keep credit cards and larger banknotes, and a wallet in your front pocket, where you keep coins and smaller notes. Don't get money from the hidden pouch in a public place.

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This is so entirely dependent on your own travel preferences that it's tough to estimate but we recommend putting aside roughly €700 to €1700 for spending money for one week in Europe.

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