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Should I make a copy of my credit card when traveling?

Make copies of your important documents Think of this one as a security blanket. In case of emergencies, make two copies of your passport, credit cards and other travel documents. Leave one copy with a friend or relative at home and bring the other copy with you.



While it was once common advice, you should not make a literal photocopy of the front and back of your credit card, as this creates a significant security risk if the paper is lost or stolen. Instead, you should write down—or store in a secure, encrypted digital vault—the customer service phone number (found on the back of the card) and the last four digits of the card number. This is all you need to report a loss and have the card cancelled. Experts also suggest carrying at least two different cards and keeping them in separate locations (e.g., one in your wallet and one in the hotel safe). In 2026, the best "copy" is having your card loaded into a digital wallet like Apple Pay or Google Pay, which allows you to continue making payments via your phone even if your physical wallet is stolen, without exposing your full card details to the public.

People Also Ask

Tell your card issuer of your travel plans in advance so they don't assume that your card has been stolen and used without your consent.
  1. Use a Credit Card With No Foreign Transaction Fee. ...
  2. Call Your Credit Card Issuer Before Leaving. ...
  3. Avoid Dynamic Currency Conversion. ...
  4. Memorize Your PIN.


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No, you can't use a photo of your passport to travel. However, having a photo handy can make it easier to replace your passport if it's lost. Snap a quick shot of the inside, so you can see your passport number and other info. And remember: in case of lost or stolen documents, call 24-Hour Hotline Assistance for help.

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Key Takeaways. Credit cards simplify spending while traveling, as cash can be clunky, conversion rates tricky, and cash is prone to loss or theft. If a credit card is stolen, it can be suspended and replaced in short order. Make sure you understand your card's international fees and restrictions.

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Copies of All Identification Documents
Keep a hard copy of your documents in your carry-on and each checked bag of luggage with which you are traveling, in case any of them go missing during the trip. These copies can help you in multiple situations.

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Key Takeaways. European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.

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Tuck a Paper Photocopy of Your Passport into Your Travel Partner's Luggage. This is for those times when internet access isn't so reliable when your passport disappears. Alternatively, you can keep a photocopy in your room safe, and of course keep a copy on your phone.

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