That’s an excellent and practical question. The short answer is yes, you should take some cash to Hawaii, but you should not rely on it as your primary payment method.
Here’s a detailed breakdown of why, how much, and where cash is most useful:
Reasons to Bring Cash:
- Small, Local Businesses & Food Trucks: Hawaii has amazing food trucks, fruit stands (like those for fresh pineapple or coconut), farmers’ markets, and small family-owned shops. Many of these are cash-only or offer a discount for cash to avoid credit card fees.
- Tips: While you can add tips to credit card slips, cash is king for:
- Hotel housekeeping (leave a few dollars per day).
- Valet or luggage attendants.
- Tour guides (especially on smaller, private tours).
- Food truck servers (tip jars).
- Small Purchases & Convenience: Buying a bottle of water from a roadside stand, an impromptu souvenir from a craft fair, or paying for parking at some rural beach lots often requires cash.
- Cultural Sites & Donations: Some historical sites, temples (heiau), or botanical gardens may request a small cash donation for entry or maintenance.
- Emergency Backup: In the rare event your card is lost, stolen, or not working (or if a reader is down), having cash is a crucial safety net.
Reasons to Rely on Cards (Debit/Credit):
- Widespread Acceptance: The vast majority of hotels, restaurants, rental car agencies, grocery stores