Should I take my debit card to Europe?

A debit card could be a good alternative for making purchases. You can pay using money you already have, without carrying cash. Or you can use the card to withdraw cash. Bringing your debit card on a European trip can be especially helpful if you keep it in a separate place from where you store your credit card.



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Compared to many other countries in Europe and around the world, Italy remains a predominantly cash-driven society. While you can still use your bank card in many establishments, many Italian restaurants, cafes, shops, and hotels still prefer cash.

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Tipping at restaurants and cafés depends on the service When it comes to tipping at restaurants, Italians will tell you they only tip on truly exceptional service or when dining in the finest restaurants. Even then, they usually only tip an extra 10 to 15 percent, or often just the change left over from the bill.

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Should You Use Cash or Credit When Traveling to Europe? Most international travelers will end up using a combination of cash and cards when visiting Europe. While credit cards are accepted in most situations, currency can be more convenient for public transportation and small vendors.

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Using a debit card is safer than carrying cash and more convenient than writing checks. That's especially true when traveling. Following some simple guidelines will help insure a safe, worry-free trip. Keep your bank informed.

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It's always wise to carry a small amount of cash for smaller cafes and restaurants, some public transport options, and taxis who may not accept credit card payments. We once visited the same restaurant 5 years in a row, only to discover each time that their card machine was out of order!

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Credit card transaction fees are typically higher than debit cards. Shops may charge a fee, and banks may charge a conversion fee for the payment. If the merchant hasn't displayed fee notices, travelers should inquire with the staff. Credit cards may be subject to ghost charges or temporary holds.

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Restaurant tips are more modest in Europe than in America. At restaurants, check the menu to see if service is included; if it isn't, a tip of 5–10 percent is normal. In most places, 10 percent is a big tip. If your bucks talk at home, muzzle them on your travels.

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What is the rule for tipping in Italy? There is no strict rule about tipping in Italy. Leaving a tip is a courteous gesture that shows the person who provided a service to you, that you appreciated their help. As such, leaving a tip is entirely up to you and, in many cases, it will not be expected, albeit appreciated.

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