Should I use cash or card in Portugal?

Cards are by far the most popular cashless payment method in Portugal, including international cards from Visa and Mastercard. Both credit and debit cards are used, but debit cards are much more common. It's worth noting that Multibanco cards – which we'll explain below – can be used as both debit and credit cards.



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Use your debit or credit card to withdraw your money or pay by card. If you're visiting its most remote areas, it's a good idea to carry some cash.

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While there's no obligation to tip in Portugal, it's also important to remember that when you do leave a tip, it's essential to use cash euros (the European currency), so the recipient of your tip can easily use the money without having to make a special trip to a bank (and then pay a transfer fee).

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If you're moving to Portugal or planning to spend a lot of time here, you could also consider opening a Portuguese bank account. These accounts allow you to hold currency in euros or withdraw from ATMs with minimal ATM fees.

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The best bet is to use an ATM/Cashpoint to obtain Euros from your home bank account, or use a non-fee credit card where possible. To read more about fees associated with exchanging currency, using credit cards, etc. take a look at this extensive information posted on the Flyerguide wiki.

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You should tip your taxi driver at least 15 to 20% of your trip fare. If you think of giving anything less than 10%, you might as well leave without tipping at all. If your fare is less than $10, leave a tip of not less than a dollar. Something like a 50-cent tip is insulting and more of a hassle to come up with.

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It's generally safe and healthy to drink the public tap water across Portugal. Get a water filter such as TAPP 2 to improve the taste and reduce the risk of contaminants. Avoid plastic bottled water in Portugal as most plastic doesn't get properly recycled. Get a high quality reusable water bottle like TAPP.

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Yes, if you live frugally, you should be able to live on $1000 a month in Portugal. However, it may not be possible if you live in Lisbon as costs are increasing, and rental costs are now quite high. If you want to live comfortably in the country, we would recommend €1,200.

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If you're at a restaurant, the waiter will likely ask if you want to pay with cash or Multibanco. This demonstrates its high market saturation, as well as the fact that many places only accept card payments from Multibanco cards – not international ones.

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Although using a credit card to pay for travel is more convenient and safer than using other methods, you still have various options available to you that you can use to book your travel. PayPal, cash, gift cards and debit cards all make it possible to pay for travel without a credit card.

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Depending on the credit card you use when traveling abroad, you could pay fees that total 6% or more of purchases. Using a credit card with no foreign transaction fees and choosing to make purchases in local currency will nearly always save you money.

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