Should I use credit card points on hotels or flights?


Should I use credit card points on hotels or flights? Even for a one-night stay, a $150 room rate and a $70 overnight parking fee add up to more than your $120 round-trip flight and the $60 it'll cost to check your bag. Redeeming points for hotel stays will save you the most money and can be a good way to avoid fees and other budget constraints.


Are Chase points worth more on travel?

Points also transfer to airline and hotel partners for premium travel redemptions, or you can get 25% more value when redeeming points through the Chase travel portal. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.


What is the number 1 rule of using credit cards?

Rule #1: Always pay your bill on time (and in full) The most important principle for using credit cards is to always pay your bill on time and in full. Following this simple rule can help you avoid interest charges, late fees and poor credit scores.


How many hotel points do you need for a free night?

Points Explorer FAQ How many Points do I need for a free night? Free nights can be redeemed for as few as 5,000 Points per night and no more than 95,000 Points per night for a Standard Room. Select properties with specialty accommodations may require up to 150,000 Points per night for a Standard Room.


How many points do you need for a free flight?

We sampled flight awards available with U.S. carriers and found that consumers need between about 8,000 and 57,000 miles to get a free one-way coach flight. Free flights in business or first class start at around 25,000 miles and climb to well over 150,000 miles one-way.


Can you use points to make flights cheaper?

You'll get more value by using them for high-priced travel experiences. But if you're a budget traveler who just wants to save a few bucks, use your points for that economy flight or low-category hotel redemption. The key is to have a use in mind before you start earning points.