Should you bring USD on cruise for ports or use card?

The time when you'll need the most cash on a cruise vacation is when you're in port. Whether in Mexico, St. Maarten, Italy, or Vanuatu, having cash is recommended. Although cards are widely accepted, you may still encounter establishments that do not accept card payments.



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Never have anything in your back pockets, as this makes it very easy for pickpockets to target you. Some prefer to have fanny packs in leu of a crossbody during their shore excursions, which can be a great solution for carrying valuables and keeping money in a safe place.

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Never use a debit card on a cruise. In many situations you can use cash for the pre-authorisations, but just remember that you'll need to have enough to cover the full amount of this charge, which, in some cases, can be pretty steep. You'll then get your cash back at the end of your stay or cruise, minus any charges.

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How much should you tip cruise waiter? The cruise gratuities cover the wait staff, so you're not obligated to give them any more of a cash tip. However, if you received outstanding service from a waiter and would like to show them your appreciation with a cash tip, $5 per day per passenger is the suggested amount.

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Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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There are limited currency conversion options onboard, however we do accept most major currencies and convert them to US dollars with applicable conversion rates, and at a limit of $950 USD per person per day. There are not always exchange facilities available or open in the ports. Was this content helpful?

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Most veteran cruisers recommend that you budget between £75-£100 per day for other costs. You can cut back on spending and reduce your budget. However, you're probably going to need at least £50 a day. So, once you've booked your cruise, you'll want to set aside around £350-£700 for other costs.

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There are limited currency conversion options onboard, however we do accept most major currencies and convert them to US dollars with applicable conversion rates, and at a limit of $950 USD per person per day. There are not always exchange facilities available or open in the ports.

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General Cruise Cash provides an immediate credit to a guest's Sail & Sign account. This credit is good for any charge made to their account including taxes and gratuity charges.

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All ports you visit in the Caribbean or Bahamas will accept U.S. dollars, so don't worry about having to change over currency. In addition to security, it's also helpful to have cash as some places — such as smaller souvenir shops or taxi cabs — don't accept credit cards.

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There aren't any hard-and-fast guidelines for this type of tip since it's contingent on your experience, but $25 to $40 on behalf of a couple roughly works out to an extra $2 to $3 per person, per day, for a seven-night cruise.

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Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities. Don't forget to factor those charges into your overall vacation budget.

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If you want to manage your budget more effectively, it's a good idea to prepay your gratuities for your Princess cruise. The only time you would be better off waiting is if you want to use any onboard credit towards the gratuity amount.

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While the automatic service charges will cover their basic gratuities, it's generally considered good form to tip them a bit extra for a job well done, especially if you have made any special requests. Should you choose to, for a seven-night cruise, consider tipping about $2 to $3 per person, per day.

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Your auto-gratuities will cover all waitstaff in the main dining room, buffet restaurants and specialty dining venues alike. If you dine at the same table and enjoy regular service from one or two particularly excellent waiters, consider leaving an additional $10 to $20 at the cruise's end.

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“I always want you to pay for a cruise with a credit card, never with a debit card,” Clark says. Aside from the better consumer protections credit cards offer, Clark points to another reason why you'd want to use a credit card to pay for your cruise.

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