Should you use Oyster or contactless?

Advantages of Contactless Doesn't need to be charged up: One of the main problems with Oyster is that it's a preload system, so you need to have credit on the card in order to use it. You can set it up to automatically reload itself, but if you're a visitor to London this extra hassle might not be worth it.



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The PAYG Oyster card is the cheapest and most flexible way to pay for travel, especially if your visit to London is between 1–5 days. Even if it's only for a few journeys, it's much cheaper than paying the full cash fare.

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Cons: A £7 cost applies when you get a standard or visitor card. You'll need to top it up in advance of travel. You can't use an Oyster card at any station between Reading and Iver.

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Great value. Pay as you go fares are cheaper than buying a paper single ticket or Day Travelcard. Your Visitor Oyster card offers daily capping. This means you can travel as much as you like in a single day and the amount you pay for your travel is limited (or capped).

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About a quarter of contactless payments are now made using either Apple or Google Pay, a figure that is ticking up all the time. In contrast, only 5.7m of the tens of millions of Oyster cards in circulation are still active. And as for paper tickets, in the past month just 1.7% of passengers bought them.

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If you plan to stay in London for a couple of days and make two to four journeys a day, or want to travel to the outskirts of the city, then a Visitor Oyster card* may be the cheapest option. It is delivered to your home by post before you arrive in London, saving you time when you arrive.

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Oyster fares and caps are the same whether you use a standard Oyster or a Visitor Oyster, a common misconception. Visitor Oyster cards you pay an activation fee (£5 in 2023) which is non-refundable. If you buy a standard Oyster card in London or online after 4 September 2022 you now have to pay £7 for the card.

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If the time between touching in at the start and touching out at the end of your journey is more than the maximum journey time limit, you'll be charged two maximum pay as you go fares. A single maximum fare is: up to £9.40 in Zones 1-9. up to £26.00 beyond Zone 9, including on the Heathrow Express.

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1. Get an Oyster card. As you move around London you will spot locals tapping something against a yellow card reader at the underground turnstiles, on buses, trams, and even on the Thames Clipper Uber boat. This is an Oyster card, and it is an incredible 50% cheaper than buying single tickets or a paper travelcard.

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Pay As You Go on London Transport You can use an Oyster Card or contactless payment card on the following forms of transport: London Underground trains. London Overground trains – including some outside London. Buses.

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In conclusion, the main difference between Standard and Visitor Oyster cards is that Standard Oyster cards are reusable, while Visitor Oyster cards are disposable. In addition, standard Oyster cards do not come with a daily price cap, while Visitor Oyster cards do.

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You can't use Oyster on the following rail services on any journey starting or finishing outside the Pay as you go area: East Midlands Trains, Grand Central, Hull Trains, Virgin Trains, or London North Eastern Railway services.

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Advantages of contactless payment for both consumers and merchants include: fast and efficient payment. convenience as customers can use their smartphone in lieu of their payment card. less likelihood of long queues during busy times.

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Touch your Oyster card in at the start of your journey and touch out at the end on yellow card readers to pay the right fare. Only touch in on buses and trams.

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