Working-age adults drive the most out of all age groups, with the 20-44 age groups driving 15,300 miles on average.
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Cars older than eight to 10 years will be a riskier option, depending on the driving and maintenance history, while vehicles over 15 to 20 are usually nearing the end of their service lives.
The evidence suggests that insurance suppliers and governing authorities deem women to be safer drivers overall and this plays out in both fatality rates as well as insurance policy pricing.