Cardholders receive up to $15 in Uber Cash per month, with an additional $20 (total $35) in December. You can apply the credit to US Uber rides or to Uber Eats food delivery and takeout.

In 2026, Uber credits (and the consolidated "Uber Cash" balance) are highly versatile and can be used for nearly every service within the Uber ecosystem. Primarily, you can use them to pay for rides (UberX, XL, Green, etc.) and Uber Eats orders, covering both the food cost and delivery fees. If you have an Uber One membership, your "Uber One Credits" (earned back on rides) can also be used for grocery deliveries through the app. In many cities, credits can be applied to Uber Rent (car rentals) or for booking Lime scooters and e-bikes integrated into the app. Additionally, in select markets like the UK and Japan, credits can now be used toward train and bus tickets booked via the Uber Travel feature. One key limitation remains: Uber credits generally cannot be used to pay for the "Uber One" monthly membership fee itself, nor can they be used to purchase physical Uber gift cards. They are also typically "locked" to the currency and country in which they were issued or purchased.