What credit cards does subway accept?

What payment methods can I use? We accept credit card payments (Visa, MC, Discover and AMEX), check payments and ACH draft. Before a Gift Card order is shipped, payment must be received. If you choose the check or ACH draft option, your order will remain pending until payment has been received and deposited.



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To pay your fare at subway turnstiles, AutoGates, and onboard buses (including Select Bus Service buses), simply tap your own contactless credit or debit card, smart device, or OMNY card on the OMNY reader.

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To pay your fare at subway turnstiles, AutoGates, and onboard buses (including Select Bus Service buses), simply tap your own contactless credit or debit card, smart device, or OMNY card on the OMNY reader.

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Tips for saving on subway and bus fares
  1. Use your contactless credit/debit card, smartphone, or wearable to tap and ride with OMNY. ...
  2. Rides include a free transfer between the subway and local buses and between local buses.
  3. Refill the MetroCard you have instead of paying the fee for a new card.


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Since MetroCards are still available until the end of 2024, so until then, it may not be worth buying an OMNY card, which costs $4 more than a MetroCard. On the other hand, if you use a pay-per-ride MetroCard, you do not get to take advantage of the OMNY fare cap mentioned above.

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What does “OMNY” mean? OMNY, which stands for One Metro New York, is based on the concept of unifying fare payments and ticketing across multiple modes of transportation. We believe that transportation is an essential service that connects communities and brings the diversity and energy of New York together.

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OMNY can currently be used to pay fares at all New York City Subway and Staten Island Railway stations, on all MTA buses, and on the Roosevelt Island Tram; when completely rolled out, it will also replace the MetroCard on Bee-Line buses, NICE buses, and AirTrain JFK.

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The New York City subway system began rolling out Apple Pay Express Transit back in May 2019, and it was available at all stations by the end of 2020.

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