What credit score do you need for Amex Delta Reserve?

The Delta Reserve Amex foreign transaction fee is 0%, saving you 1.54% compared to the average credit card offer. Lastly, it's important to note that the Reserve Delta SkyMiles credit score requirement is good or better. In other words, applicants generally need a 700+ credit score for good approval odds.



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The minimum starting credit limit for the Delta SkyMiles® Reserve American Express Card is $3,100, according to user reports. Some applicants receive much higher credit limits, and there are reports of credit limits over $20,000 with this card.

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Delta SkyMiles Reserve and Reserve Business Basic and Reserve Additional Card Members (“Reserve Card Members”) receive complimentary access to Delta Sky Club when traveling on a same-day Delta-marketed or Delta-operated flight.

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Some applicants receive much higher credit limits, and there are reports of credit limits over $20,000 with this card. Your credit limit is based on several factors, including your income and credit profile. Is the Delta SkyMiles® Reserve American Express Card hard to get?

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If you're willing to pay a higher annual fee for complimentary SkyClub access and a faster path to elite status, the Delta Reserve is the better choice for you. If you want more bonus-earning categories and a lower annual fee, you'll be happier with the Delta Platinum.

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If you spend $5,000 on purchases during the first 6 months after getting the Delta SkyMiles® Reserve American Express Card, you'll earn 60,000 bonus miles. If you fly on Delta frequently and like to travel in style, the Delta SkyMiles® Reserve American Express Card can be your best friend.

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If you value access to Delta Sky Clubs and Amex Centurion Lounges, as well as the card's uniquely valuable annual companion certificate, this card can certainly be worth the upgrade.

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Each of our four Medallion Tiers – Diamond, Platinum, Gold, and Silver – delivers an added level of service, exclusivity and rewards offered only by Delta that elevate your journey at every turn.

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Delta SkyMiles® Reserve Card Members are only eligible to visit The Centurion® Lounge when flying on a same-day Delta-marketed or Delta-operated flight and eligible lounges only include all Centurion Lounges located in the United States, Hong Kong, and London.

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Editorial and user-generated content is not provided, reviewed or endorsed by any company. Yes, the Delta SkyMiles® Reserve American Express Card is a metal credit card. The Delta Reserve Credit Card weighs around 17 grams, compared to 5 grams for a traditional credit card made of plastic.

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