Tour of a Money Belt
- Passport: The item you least want to lose en route.
- Rail pass: As valuable as cash.
- Driver's license: Necessary if you want to rent a car, and useful as collateral for rentals (bikes, audioguides, and so on)
- Credit card.
- Debit card.
- Cash: Larger bills.
I would think you would want a money belt for security and it is not bulky. A fanny pack is meant to be worn around the waist and therefore cannot be hidden under clothes, unless you are wearing it underneath layers that would cover it. Whereas a money belt is very thin and lightweight.
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The destination with the highest likelihood of being pickpocketed was Italy, according to Quotezone's European Pickpocket Index.
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It's always wise to carry a small amount of cash for smaller cafes and restaurants, some public transport options, and taxis who may not accept credit card payments. We once visited the same restaurant 5 years in a row, only to discover each time that their card machine was out of order!
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One of the most readily available sources of personal information is your purse or wallet, and a thief can do plenty with the contents. Your credit cards, debit cards, checkbook, and home information can give a criminal valuable material to work with, especially in terms of making a quick buck through account fraud.
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You can wear the pouch over your stomach for ease of access, but if you find it more comfortable, slide it around to the small of your back.
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