Even on a "full-board" cruise in 2026, your onboard account can grow quickly through spending on "extras." The most common expenses include daily gratuities (often $16–$20 per person per day), alcoholic beverages and specialty coffees, and Wi-Fi packages, which can cost $20+ per day. Other significant outlays include shore excursions, which are essential for seeing the ports but are rarely included in the base fare. If you want a more intimate dining experience, specialty restaurants (steakhouses, sushi bars) typically charge a cover fee of $35–$75 per person. For 2026 travelers, "discretionary" spending also often goes toward the spa, the casino, or professional "souvenir" photos taken by ship photographers. A high-value "pro-tip" is to pre-book your drinks and excursions online before you sail; most lines offer a 10%–30% discount for pre-cruise purchases, helping you avoid "sticker shock" when the final bill is slid under your door on the last morning of the voyage.