What does on board spending money mean on a cruise?

On-board credit is money that can be used during your cruise for extras such as Shore Excursions, Spa Treatments, Speciality Dining or Gift Shop purchases etc. In plain English On-board credit is like 'free money'! This is basically a credit of money which is automatically deposited into your onboard spending account.



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Onboard credit is free money you can use to buy things on your cruise ship. It's a financial credit to your shipboard account; the amount of your onboard credit will be deducted from your final bill of purchases made on board during your cruise. If you've never cruised, know that a cruise ship is a cashless society.

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As a general rule, plan to have $50 to $100 each day in the local currency. Also, you may want to bring an extra $20 a day for tipping crew members. Make sure to include smaller bills for tips. Fifty to a hundred dollars a day should be enough to cover small purchases, tips and snacks at each port.

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So how much money do you need? The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences.

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Cruise line fares include a number of items that may usually be additional expenses for travelers, like food. And while a number of offerings, such as specialty restaurants and alcohol, might cost extra, passengers can generally dine well while spending as much or as little as they like.

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Is food included on a cruise? You do not have to pay for food on a cruise – but you might want to. Unless you're sailing on an all-inclusive luxury cruise ship, you'll find two types of restaurants on board a cruise ship: free venues and extra-charge, specialty restaurants.

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You will most likely need cash while you're off the ship, especially in foreign ports. Not only can it save you money in foreign transaction fees that most credit card companies charge, but if you're traveling to certain parts of the world, you may encounter places where credit cards aren't accepted.

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What payment methods are accepted to pay for on-board purchases?
  1. Credit card. This is the simplest and most used method of payment. ...
  2. Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  3. Debit card. This method of payment is not recommended.


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1. Gratuitites. You can usually use your Carnival onboard credit to pay for gratuities (tips), so long as you haven't prepaid them before you board the ship. However, onboard credit that comes from being a Carnival shareholder can't be applied to gratuities.

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Is WhatsApp free on a cruise ship? By default, WhatsApp is not free on a cruise ship. You need to be online, and most cruise lines charge for internet access, unless you have a special fare that includes WiFi access.

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On most mainstream cruises, sodas are available for purchase (using your onboard account) in the ship's dining rooms and bars, and in stateroom mini-bars. As an alternative to paying separately for each soda you drink, cruise lines offer packages that can be purchased in advance online or onboard on embarkation day.

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Cruise ships are good at making food available 24/7, so if you're hungry, there's usually no one to blame but yourself. The main dining room usually has set meal times, but sections of the buffet will always be open, and you'll usually be able to find a diner, cafe, or pizza shop that's open at all hours.

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It's pretty much unlimited for most of the major cruise lines. You could go the formal dining room for breakfast, then the buffet, then order room service or go out to the pool area and eat hot dogs, tacos, or even pizza all for free. No one checks how many times you go through the buffet lines .

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Yes, a few select bars and restaurants will be open on that first afternoon, and all will be in operation in the evening. Cruisers tend to flock to the buffet for lunch upon boarding, so it tends to get overcrowded with passengers and all their carry-ons.

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7-8 Daytime Outfits On your 7 day cruise, you'll need a casual daytime outfit for each day, plus at least one backup outfit in case you get wet.

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There aren't any hard-and-fast guidelines for this type of tip since it's contingent on your experience, but $25 to $40 on behalf of a couple roughly works out to an extra $2 to $3 per person, per day, for a seven-night cruise.

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Here are seven ways to avoid spending any extra money once you've boarded your cruise ship.
  1. Just drink water, juice, and coffee. ...
  2. Replace a paid shore excursion with self-guided tours. ...
  3. Stay on the ship. ...
  4. Get the most out of included places to eat. ...
  5. Do your homework during the packing process. ...
  6. Save money on laundry.


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