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What does the platinum AmEx get you?

Get up to $20 in statement credits each month when you make eligible purchases directly from one or more of our participating partners with your Platinum Card®. Plus, Platinum Card Members will get exclusive access to special perks from time to time. Enrollment required.



The American Express Platinum Card is one of the most feature-rich premium travel cards in 2026, offering a suite of high-end benefits that justify its significant annual fee. The "crown jewel" of the card is the Global Lounge Collection, which provides access to over 1,400 airport lounges worldwide, including the prestigious AmEx Centurion Lounges, Delta Sky Clubs (when flying Delta), and Priority Pass locations. Cardholders also receive automatic elite status with Marriott Bonvoy (Gold) and Hilton Honors (Gold), providing room upgrades and late checkouts. Additional perks include significant "statement credits" for services like Clear Plus, Walmart+, digital entertainment (Disney+, Hulu, etc.), and various airline fee credits. Travelers also benefit from a $200 annual hotel credit and a $200 annual airline fee credit. The card earns 5x points on flights and prepaid hotels booked through AmEx Travel, making it a powerful tool for frequent fliers. Furthermore, the Platinum Card offers "Premium Global Assist" and robust trip delay/cancellation insurance, providing a safety net for international adventures. It is essentially a "lifestyle" card designed to provide a frictionless, luxury experience from the airport to the hotel.

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The American Express Platinum card caters to high-spenders who travel frequently and want a wide range of luxury travel perks and lifestyle benefits. You'll need a high income and at least good credit to qualify.

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As part of The American Express Global Lounge Collection®, Platinum Card® members can enjoy unlimited, complimentary access to Plaza Premium lounges around the world. Plaza Premium is a network of airport lounges around the world that are open to The Platinum Card® members, regardless of airline or ticket class.

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Closing a credit card won't immediately affect your length of credit history (worth 15% of your FICO Score) by lowering your average credit age. Even after you close a positive account, it may remain on your credit for up to 10 years. But after that, it could decrease your score.

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