What happens if a family member uses your credit card?

It doesn't matter whether they're family, a friend, or a complete stranger. Legally, you can only be held liable for $50, as per the Fair Credit Billing Act (FCBA). But all major credit card issuers give you a $0 fraud liability guarantee. So, as long as you report the charges, there shouldn't be any issue.



People Also Ask

Is it illegal to use someone else's credit card? It's not a crime to use someone else's credit card if their cardholder agreement allows it and you receive permission from the cardholder. Be sure the cardholder carefully reviews their credit card terms before they let you use their card.

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