If an Airbnb host declines a refund request, your next step depends on the Cancellation Policy you agreed to at the time of booking (e.g., Flexible, Moderate, or Firm). If you are cancelling for a personal reason that doesn't fall under the policy's "full refund" window, the host has the legal right to keep the funds. However, if you are seeking a refund due to a major issue (like the listing being inaccurate, unsafe, or dirty), you should immediately document the problem with photos and message the host through the Airbnb app to create a paper trail. If the host still refuses, you must escalate the case to the Airbnb Resolution Center within 24 hours of discovering the issue. Airbnb’s "AirCover" protection may intervene and provide a refund or rebooking if they determine the host has violated the "Guest Rebooking and Refund Policy." If the dispute is purely a change of heart on your part, and the host denies the request, you are unlikely to get your money back unless you have independent travel insurance.