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What happens if guest damages Airbnb?

You're reimbursed for certain damage caused by guests to your home and belongings if the guest does not pay for the damage.



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Technically, an Airbnb host can take a guest to court. However, this process is costly and doesn't guarantee you any type of reimbursement. If you want to avoid having to sue a guest who causes serious damage to your property, get a short-term rental insurance policy.

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In an Airbnb arrangement, both the host and the guest may face claims for property damage or loss. For example, a host may face property damage or loss due to criminal conduct (theft) of a guest. On the other hand, a guest may face additional liability due to the loss or damage of the host's property.

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AirCover for guests is provided for free with every booking, while travel insurance (for guests in the US, EU, and UK) or reservation insurance (for guests in FR) can be purchased separately during checkout.

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Always communicate and pay on Airbnb Keep yourself, your payment, and your personal information safe by staying on our secure platform throughout the entire process—from communication to booking and payment. You should never be asked to wire money, provide credit card information, or otherwise pay a Host directly.

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If you don't submit a timely payment or appeal, or your appeal is unsuccessful, your payment method will be charged. (This does not apply to stays in China, Japan, or India.) You'll never be charged without advance notice or a chance to appeal before and after you've been charged.

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Depending on the nature of the violation, Airbnb may also take other actions, such as canceling an upcoming or active reservation, refunding a guest from a Host's payout, and/or requiring Hosts to provide proof that they have addressed issues before they can resume hosting.

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Do service fees apply to Airbnb cleaning fees? Unfortunately, yes. Airbnb charges its service fees based on the guests' total payment and host payout. Since cleaning fees are part of that, they are, therefore, subject to Airbnb's service fees.

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Yes, you can be charged for damages even if you have a security deposit. Airbnb may choose to charge you for damages that exceed the amount of the security deposit. If the damages are significant, Airbnb may choose to pursue legal action against you.

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The short answer is yes. In case of guest complaints or unfortunate accidents, property owners can indeed get sued. This is why you need to know how to protect yourself from a potential lawsuit and assess if being sued is a real possibility.

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To help provide Hosts and guests with peace of mind, security measures like security cameras and noise monitoring devices are allowed, as long as they are clearly disclosed in the listing description and don't infringe on another person's privacy.

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Airbnb doesn't allow for hidden cameras or any other types of concealed recording devices.

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Host liability insurance covers you if you're found legally responsible for:
  • Bodily injury to a guest (or others)
  • Damage to or theft of property belonging to a guest (or others)
  • Damage caused by a guest (or others) to common areas, like building lobbies and nearby properties.


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Host damage protection, part of AirCover for Hosts, provides Hosts with $3 million in coverage in the rare event your place or belongings are damaged by a guest during an Airbnb stay.

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A proper insurance policy for your Airbnb is critical as it can protect your financial interests, ensure guest safety, and comply with local regulations. It's essential to research and choose a policy that best fits your specific needs, considering the type of property, location, and level of coverage required.

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Airbnb prohibits security cameras or recording devices that are in or that observe private spaces like bedrooms, bathrooms, or sleeping areas. You must indicate the presence of all security cameras or other recording devices in or around a listing, even if they're not turned on or hooked up.

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If you're security-minded, you probably check your hotel or Airbnb before you get comfortable. Part of this might mean checking the mirror for hidden cameras. You may be able to spot them just by searching around the frame, or you can use tools that detect light and radiofrequency.

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When repeated or severe violations of these ground rules are reported, guests may also be suspended or removed from our community. In addition to standard house rules covered in these ground rules, Hosts can also add a written set of additional rules to their listing page.

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By hosting on Airbnb, you agree to abide by our terms and policies, including our Terms of Service, which we reserve the right to enforce at our sole discretion. In the event of repeated or severe violations, we may suspend or permanently deactivate a person's account.

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