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What happens if I dispute a hotel charge?

The credit card issuer will contact the merchant (hotel) to investigate the disputed charge. The issuer will likely rule in your favor if the hotel cannot prove the charge was valid. Remain engaged throughout the investigation and provide any additional documentation needed.



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Many hotel stays are refundable as long as you cancel within at least 48 hours. But some aren't. If you leave without making any arrangements, the hotel probably will charge you for the full stay. Experts say hotels consider refund requests on a case-by-case basis.

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If a hotel refuses to refund customer payments, the Federal Trade Commission (FTC) may step in via an enforcement action.

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If a hotel were to try and kick you out without providing a refund, it would be in violation of consumer protection laws and could face legal action from both state or federal authorities as well as civil lawsuits from customers who feel wronged by such an act.

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Complaints about a hotel can and should be made to management when your experience is not up to normal standards. If you have a subpar hotel stay, you can direct complaints to hotel employees, like the front desk worker or manager. You can also complain to higher managers if the hotel is a franchised company.

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No, hotels are not allowed to charge a credit card without your signature. This is because it is against the law for any business to process a payment without the customer's authorization.

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If you leave a hotel without paying, the hotel management may also choose to pursue a debt collection process.

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The hotel will charge the card used to make the booking so they loose no money. The next steps after the card has been charged is to ask the guest to vacate the room. If they refuse then the hotel has the legal right to call the police and have the guest forcibly removed maybe even arrested.

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As you can see, most hotels take 3-5 business days to refund credit card incidental holds after you check out. However, it can vary based on each hotel's policies and factors like your bank's processing time.

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How to Get Your Money Back from a Bad Hotel
  1. Step 1: Address the Issue with the Hotel Staff. ...
  2. Step 2: Write a Complaint Letter. ...
  3. Step 3: File a Complaint with the Better Business Bureau. ...
  4. Step 4: Leave a Review on Travel Websites. ...
  5. Step 5: File a Chargeback with Your Credit Card Company.


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Ultimately, the key to canceling a non-refundable hotel on Expedia is to be proactive and persistent. By contacting the hotel directly, explaining your situation, and negotiating when possible, you may be able to secure a refund or credit for your booking.

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It Depends on the Hotel's Policies
Some hotels may offer a refund or a switch to a different room if you report a roach infestation, while others may not.

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But if you file fraudulent chargebacks, you risk lawsuits and criminal charges. A fraudulent chargeback is a false dispute made by a consumer to secure a refund. Fraudulent chargebacks are a form of fraud and have severe consequences for consumers. Friendly fraud chargebacks typically refer to unintentional disputes.

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