What happens if someone damaged my Airbnb?

Document the issue by taking photos or videos, getting repair or cleaning estimates, and/or receipt. Within 14 days of the responsible guest's checkout, request reimbursement from them by starting an AirCover for Hosts request in the Resolution Center. Your guest will have 24 hours to respond to the request.



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Host damage protection, part of AirCover for Hosts, provides Hosts with $3 million in coverage in the rare event your place or belongings are damaged by a guest during an Airbnb stay. You're reimbursed for certain damage caused by guests to your home and belongings if the guest does not pay for the damage.

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Technically, an Airbnb host can take a guest to court. However, this process is costly and doesn't guarantee you any type of reimbursement. If you want to avoid having to sue a guest who causes serious damage to your property, get a short-term rental insurance policy.

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Airbnb may ask you to pay You'll never be charged without advance notice or a chance to appeal before and after you've been charged. You'll have 60 days to appeal after you've been charged. Dealing with damage is never fun, but this process is designed to be as fair as possible.

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Airbnb hosts can absolutely sue their guests if they feel they have been wronged in some way. Hosts have the right to take legal action against guests if their property has been damaged, if the guest has failed to abide by the terms of their rental agreement, or if the guest has caused any other kind of loss or harm.

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Host liability insurance covers you if you're found legally responsible for: Bodily injury to a guest (or others) Damage to or theft of property belonging to a guest (or others) Damage caused by a guest (or others) to common areas, like building lobbies and nearby properties.

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In an Airbnb arrangement, both the host and the guest may face claims for property damage or loss. For example, a host may face property damage or loss due to criminal conduct (theft) of a guest. On the other hand, a guest may face additional liability due to the loss or damage of the host's property.

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Airbnb AirCover is provided to all Airbnb guests, for free, while Airbnb travel insurance is a paid product that guests can choose to purchase. Airbnb AirCover is a set of protections while Airbnb travel insurance is an actual insurance product.

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Depending on the nature of the violation, Airbnb may also take other actions, such as canceling an upcoming or active reservation, refunding a guest from a Host's payout, and/or requiring Hosts to provide proof that they have addressed issues before they can resume hosting.

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Airbnb Hosting: 6 Ways to Protect Yourself and Stay Within the Law
  1. Let's Be Real. ...
  2. Airbnb Legal Risks. ...
  3. 1) Check Your City's Laws. ...
  4. 2) Register, Get a Permit or Obtain a License. ...
  5. 3) Pay Your Taxes. ...
  6. 4) Check Subletting is Permitted. ...
  7. 5) Take Out A Robust Insurance Plan. ...
  8. 6) Health and Safety.


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Airbnb will review the issue and contact you as a host. They will also do a follow-up investigation and report back to the neighbor. The good news is that Airbnb is unlikely to suspend or take down your listing, but having many complaints won't be good for your vacation rental business.

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Contact Airbnb within 24 hours of guest departure. Provide specific details on what was damaged. Include photos and/or video along with receipts, invoices, written estimates, or links to comparable items denoting actual cash value for repair or replacement. Do not make up a replacement/repair amount yourself.

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Airbnb doesn't allow for hidden cameras or any other types of concealed recording devices. It does allow hosts to install security cameras in or around the property – as long as they're not in private areas like bedrooms or bathrooms, and as long as they are properly disclosed.

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There are ways to minimize the chance of getting sued: Use vacation rental insurance, screen your guests, ensure your property is safe and secure, and set up an LLC. Airbnb policy includes many disclaimers and exemptions, which is why you should consider a specialist short-term rental insurance you can trust.

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Permitted weapons: With the exception of explosive or incendiary devices and assault weapons, as a guest, you may bring legally-owned weapons or non-lethal weapons only if safely secured and disclosed to your Host prior to arrival.

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To help provide Hosts and guests with peace of mind, security measures like security cameras and noise monitoring devices are allowed, as long as they are clearly disclosed in the listing description and don't infringe on another person's privacy.

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We may review, scan, or analyze your messages on Airbnb, as we describe in our Privacy Policy. We do this for a number of reasons, including: Identifying risks to our users.

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Incall commercial sex work: A stay, Experience, or its surrounding property should not be used for paid sexual services, such as erotic massages or prostitution. Procuring sex work: Guests should not request and Hosts should not promote or offer paid sexual services.

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Experiences liability insurance, a part of AirCover for Hosts, provides Hosts with $1 million in coverage in the rare event you are found legally responsible for a guest getting hurt or their belongings being damaged or stolen during an Airbnb Experience.

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Insurance for Landlords Landowner insurance may be the best option if you decide to provide an Airbnb rental unit in a home you do not normally live in. This type of policy typically includes coverage for non-guest-caused damages such as fire, hail, or wind.

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Once the lodging has been booked, Airbnb offers a 24/7 customer service line to resolve any disputes and will provide refunds if one of the following three categories are met: (1) the host cancels the reservation shortly before check-in or fails to provide access to the listing booked, (2) the listing booked is ...

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