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What happens to IHG points when someone dies?

Transfer of IHG One Rewards Points Upon Death: When an IHG One Rewards Member passes away, the Member's Points may be transferred to the IHG One Rewards account(s) of the Member's beneficiary(ies).



Under the official 2026 terms and conditions of IHG One Rewards, points are generally considered non-transferable and are technically forfeited upon the death of the member. However, IHG often exercises "discretionary goodwill" to assist grieving families. To attempt a transfer, the executor or a direct heir must contact IHG customer service and provide a certified death certificate along with documentation proving their legal right to the deceased's estate (such as a Will or Letters Testamentary). If approved, IHG can transfer the balance to the heir’s own IHG One Rewards account. In 2026, it is highly recommended that users set up "Points Pooling" while still living, as this allows multiple members (often in the same household) to share a common balance, ensuring that surviving family members retain access to the points without having to navigate the legal complexities of a post-mortem transfer. If no action is taken, the account is usually closed and the points cleared after 12 months of inactivity.

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For example, 140,000 IHG points are worth an estimated $700 in value. However, these points fluctuate in value depending on how you use them. If an IHG hotel requires more points than usual for a reward night, points will be worth less.

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IHG One Rewards members get free Breakfast for bookings made via the IHG App (iOS or Android).

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Once you earn IHG One Rewards elite status, you'll maintain that status through the end of the following calendar year. For example, if you earn Platinum Elite status in October 2023, it will be valid until Dec. 31, 2024.

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Complimentary Upgrades: Room upgrades are subject to availability, at the hotel's discretion, and will only apply to the Member's personal guest room.

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With 125,000 points you can book five nights, plus you'll get one additional night thanks to the card's fourth night free benefit.

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Q: How many points are required for a Reward Night? A: As of November 2022, Reward Nights can be redeemed for as few as 5,000 points per night. The actual number of points required for a hotel on a specific stay date may vary depending on the cost of the room, seasonality, demand, and other variables.

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Earning top-tier IHG elite status normally requires earning 120,000 points or staying 70 qualified nights each year. However, you can also receive IHG Diamond status by spending $40,000 on either of the two IHG Premier credit cards.

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Diamond Elite is the highest elite tier in the IHG One Rewards loyalty program. You can earn Diamond Elite status by staying 70 qualified nights or earning 120,000 qualified points in a calendar year.

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