If you have an unfinished or "outstanding" payment on Uber in 2026, your account will be temporarily restricted until the balance is settled. This usually happens when a payment method is declined due to insufficient funds or a technical error. When you next open the app, you will be met with a prompt to "Settle Your Balance" before you can request a new ride or order through Uber Eats. For Uber Drivers who collect cash payments from riders, an "unfinished payment" manifests as a negative balance in their account; they are typically given 2 days to pay the service fee to Uber (via M-Pesa, credit card, or bank transfer) to avoid deactivation. If a digital payment fails for a rider, Uber may re-attempt to charge the primary or secondary payment method automatically. To resolve it manually, you must go to the "Wallet" or "Payments" section of the app, update your card details, and authorize the pending charge to "stay on the road" and regain full access to all services.