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What if a hotel keeps my deposit for no reason?

Dispute the Charge with your Bank or Credit Card Provider: If the hotel is unresponsive or unwilling to return the deposit without valid reason, you can contact your bank or credit card provider and dispute the charge. They can often help mediate the situation.



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Either way, you can sometimes wiggle your way out of either deposit – depending on the hotel's policies and your ability to present a convincing case.
  1. Request a Courtesy Hold.
  2. Preauthorization vs. Actual Charges.
  3. Ask to Waive Authorization for Incidentals
  4. Turn Off Incidentals.
  5. Other Tips That Might Help.


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Generally speaking, a hold will be released within 24 hours of checking out. But sometimes, it can take up to a week to see the charge disappear. Why does this happen? You might be tempted to blame the hotel, but it actually comes down to the card issuer.

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Many hotel stays are refundable as long as you cancel within at least 48 hours. But some aren't. If you leave without making any arrangements, the hotel will probably charge you for the full stay. Experts say hotels consider refund requests on a case-by-case basis.

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A deposit. Guests pay a certain amount up front, usually by bank transfer, which they'll get back if they cancel within the free (flexible) cancellation period.

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The hotel will charge the card used to make the booking so they loose no money. The next steps after the card has been charged is to ask the guest to vacate the room. If they refuse then the hotel has the legal right to call the police and have the guest forcibly removed maybe even arrested.

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No, hotels are not allowed to charge a credit card without your signature. This is because it is against the law for any business to process a payment without the customer's authorization. Furthermore, it would be considered fraudulent activity and could result in serious legal consequences for both parties involved.

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It usually takes 3-5 business days for the pending charge to fall off your credit card after you check out. If you used a debit card and they took cash out of your account it can take up to 10 business days to have the cash put back in your account.

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Hotels have what's called a credit card guarantee, so if you don't show up for your reservation, the hotel can charge your card for all or part of your stay. Some hotels do require a deposit to hold rooms, but they won't charge you the full amount of your stay until you check in.

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Hotels require that the person checking in provide valid identification and payment information for their own account. This is to ensure that the guest is who they say they are and can be held responsible for any charges incurred during their stay.

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Credit cards are by far the most widely accepted payment method in the hotel industry. They offer convenience and security for both the guests and the hotel. When you book a hotel room with a credit card, the hotel will typically charge a hold on your card to secure the reservation.

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