Sapphire Reserve: Rewards and bonusesChase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers.
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Best for International Travel: Citi Premier® Card. Best for Lounge Access: Capital One Venture Rewards Credit Card. Best for Everyday Spending: Chase Freedom Unlimited®
Simply put, if you've opened five or more new credit card accounts with any bank in the past 24 months, you will not likely be approved for a new Chase card. The 5/24 rule applies to almost all Chase credit cards, including popular ones like the Chase Sapphire Preferred and Chase Sapphire Reserve®.