As of 2026, the World of Hyatt Credit Card from Chase carries an annual fee of $95. This fee is widely considered a great value because the card provides an annual Category 1-4 Free Night Award after every cardmember anniversary, which can easily be redeemed at properties worth $200–$300. Additionally, the card offers complimentary Discoverist status, five elite night credits toward higher tiers each year, and the ability to earn additional free nights through spending. For frequent travelers, the rewards earned on Hyatt stays (up to 9 points per dollar) and everyday categories like restaurants and transit quickly offset the $95 cost. There is also a "Business" version of the card with a higher annual fee ($199) that offers more tailored perks for company spending, but for individual travelers, the $95 version remains the primary choice.