What is the best currency to use in Sint Maarten?

Despite having two different official currencies, the US Dollar is accepted on both sides, with St. Maarten using the US Dollar the most. It is not unusual to receive change in US Dollar even when payment is made with the guilder.



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Despite having two different official currencies, the US Dollar is accepted on both sides, with St. Maarten using the US Dollar the most. It is not unusual to receive change in US Dollar even when payment is made with the guilder.

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In St Maarten, divided between the Dutch side (St Maarten) and the French side (St Martin), both the US Dollar and the Euro are valid forms of payment. The US Dollar is widely recognized on both sides, offering convenience to most travelers, whereas the Euro is the official currency on the French side.

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As US Dollars are so widely used across the Caribbean, a secure currency card can be really handy for your holiday spends. Simply load it with dollars before you go and you can top up while you're travelling, withdraw money from cash machines and make contactless payments.

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How much is customary? On the Dutch side of the Island there is normally no surcharge added to your bill at restaurants. The staff is usually paid a lower hourly rate and rely on tipping from customers to make their money. You should use the same tipping as the US and give 15-20% to your wait staff.

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The US Dollar is widely recognized on both sides, offering convenience to most travelers, whereas the Euro is the official currency on the French side. It is advisable to carry a combination of both currencies to ensure smooth transactions.

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The US Dollar is accepted everywhere on the island. Local currency and US Dollar ATM machines (Maestro/Cirrus) are situated throughout the island. Major credit cards are accepted in most tourist establishments.

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The Antillean Guilder or Florin is the official currency in St. Maarten, which is divided into 100 cents. US dollars are accepted at the majority of businesses on the Dutch side of the island. On the French side, the euro is the official currency.

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English is the most commonly spoken language along with a local dialect. The official languages are French for Saint-Martin, and both Dutch and English for Sint Maarten.

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Money in St. Maarten/St. Martin
  1. ATMs. The easiest and best way to get cash away from home is from an ATM. ...
  2. Traveler's Checks. Traveler's checks are widely accepted on all three islands. ...
  3. Credit Cards. Major credit cards are widely accepted on all three islands. ...
  4. What Things Cost in St. Maarten/St.


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1 USD = 2.70255 XCD Oct 17, 2023 13:57 UTC Check the currency rates against all the world currencies here.

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Tipping : If the gratuity is not included in the final bill, then a 10 to 15 % tip is standard. In St. Maarten and St. Martin, airport porters generally expect a tip of about $1 USD per bag, taxi drivers usually get a $0.50 USD to $1 USD tip depending how long a taxi trip was taken, and if they handled any luggage.

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