What is the best way to handle money in Japan?

Credit/Debit Cards Although Japan is still predominantly a cash-based society, credit and debit cards have become increasingly accepted, especially in urban areas. Even if you decide to use a credit card, it is still better to carry more cash than you are used to.



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Most major credit cards are accepted for purchases in larger stores and restaurants. However, be aware that shrines and other locations in rural areas might only take cash.

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For example, if you are traveling from the U.S., wait to exchange your dollars for yen until you have arrived in Japan. However, you will get the most favorable rates for yen in Southeast Asian countries rather than in Japan.

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You shouldn't have a problem paying admission at major attractions by card. Large tourist attractions within Japan will always accept credit cards, but places like shrines, temples, and off-the-beaten-track locations are usually cash-only.

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Japan ATM Withdrawal Fees Fees for withdrawing cash from ATMs in Japan are typically 1-3% of the transaction amount.

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Japan ATM Withdrawal Fees Fees for withdrawing cash from ATMs in Japan are typically 1-3% of the transaction amount.

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You may be surprised at how many places accept cash only, so it's a good idea to bring enough currency or withdraw money when you arrive, especially if traveling with a large group. Most major Japanese banks accept international cards at their ATMs. Post office ATM are another option.

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Buy yen in the US by getting a travel money card, using a specialist foreign exchange service or your own bank, or picking up cash at the airport. The fees you pay for each service can vary widely, so do compare a few, looking carefully at both the commission charges and the exchange rates available.

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That being said, I would say you should bring enough cash so that you have at least 10,000 yen of spending money per day. This will be enough to cover any transportation fees and cash-only establishments you visit, provided you also have your debit/credit card to cover the rest of your expenses (e.g. accommodation).

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A meal at a mid-range restaurant typically costs between ¥1,000 and ¥3,000 ($7.50 to $22). Weekly groceries in the city can set you back approximately ¥15,000 to ¥25,000 ($110 to $185), depending on your shopping habits and dietary preferences.

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In general, a meal at a local eatery or fast food chain can range from 500 to 1,000 yen (approximately $5-$10 USD), while a meal at a mid-range restaurant can cost 1,000 to 3,000 yen (approximately $10-$30 USD), and a high-end restaurant can cost upwards of 10,000 yen (approximately $100 USD) per person.

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