What is the best way to pay for a cruise?

Final Thoughts To recap, the single best way to pay for a cruise booking is either by bank transfer or a credit card (if you can pay the balance in time). Both have fees attached but they are actually quite similar on balance.



People Also Ask

What payment methods are accepted to pay for on-board purchases?
  • Credit card. This is the simplest and most used method of payment. ...
  • Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  • Debit card. This method of payment is not recommended.


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“I always want you to pay for a cruise with a credit card, never with a debit card,” Clark says. Aside from the better consumer protections credit cards offer, Clark points to another reason why you'd want to use a credit card to pay for your cruise.

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13 Tips for Finding Cheap Cruise Deals
  1. Don't Wait for Last-Minute Cruise Deals on High-Season Sailings. ...
  2. Hunt Down Shoulder Season and Repositioning Cruise Deals. ...
  3. Use Cruise Critic's Deal Score to Know When a Deal is Really a Deal. ...
  4. Bundle Up for the Best Cruise Deals. ...
  5. Ask for a Price Drop Credit When Cruise Fares Change.


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To recap, the single best way to pay for a cruise booking is either by bank transfer or a credit card (if you can pay the balance in time).

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Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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What is the cheapest time to book a cruise? Prospective cruisers can usually find a lot of good deals at the beginning of the year during wave season, Goldberg-Glazer said. That period typically lasts from January until March. However, the optimal time to book may depend on when you plan to sail.

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How much should you tip cruise waiter? The cruise gratuities cover the wait staff, so you're not obligated to give them any more of a cash tip. However, if you received outstanding service from a waiter and would like to show them your appreciation with a cash tip, $5 per day per passenger is the suggested amount.

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In addition to security, it's also helpful to have cash as some places — such as smaller souvenir shops or taxi cabs — don't accept credit cards. Credit card usage simply isn't as widespread as it is in the United States.

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If you want to manage your budget more effectively, it's a good idea to prepay your gratuities for your Princess cruise. The only time you would be better off waiting is if you want to use any onboard credit towards the gratuity amount.

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Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities. Don't forget to factor those charges into your overall vacation budget.

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If you're bringing the whole family, a 5 or 7 day cruise might be the best way to make sure everyone has an awesome getaway. And for those lucky folks with even more time to spare, a cruise of 10 days or more will give you an incredible experience of all the best things a cruise has to offer.

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According to an extensive study that followed price drops in the cruise industry, Thursdays may be the best day to book a cruise. Prices associated with travel are always in flux due to supply and demand, so the prices of a cruise can change daily. Prices could spike on a Wednesday and drop, well, on a Thursday.

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Voter registration cards or Social Security are not considered proof of citizenship. If the child is a newborn and the actual birth certificate has not arrived from the Vital Records Department, we will accept a hospital issued birth certificate.

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You are certainly welcome to bring cash to enjoy your vacation experience. There are ATM services onboard and limited currency conversion services. There is a withdrawal fee to use the ATMs onboard.

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Like most things in life, paying cash is the simplest route. It means you'll avoid paying interest charges. Setting up a travel savings account is an ideal method for socking away money. Once your savings account is established, keep that money separate from your other accounts and don't dip into it for anything else.

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