What is the best way to pay for items in France?

6 Top Payment Methods in France
  1. Credit and Debit Cards. France follows the global trend of cards as the most common payment method. ...
  2. Digital Wallet Payments. French consumers have adopted digital wallets as the second most popular online payment method. ...
  3. Mobile Payments. ...
  4. Buy Now, Pay Later. ...
  5. Bank Transfers. ...
  6. Checks.




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By far the easiest way to pay for things in France is simply to use an international credit card or debit card. Visa and Mastercard can be used all over France, and American Express cards and other international cards in a number of places.

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You will get a better deal if you wait to buy euros in France, even better if you make an ATM withdrawal using a no ATM fee and no foreign transaction fee debit or travel card. If you want some cash in your pocket when you land, compare the following foreign cash providers.

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Once you've reached your destination, avoid airport kiosks or other exchange houses. Your bank's ATM network is likely the best option. You may be able to withdraw cash in the local currency with competitive exchange rates and low fees (1% to 3%). Use your institution's app to find an ATM near you.

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Buy currency before you travel. When you are traveling to another country, you can exchange some of your money before you leave home. Doing so gives you time to shop around for the best rate. Plus, when you arrive, you won't have to immediately find a bank or currency exchange.

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Generally, debit card transactions are cheaper and credit cards incur heavy fees while abroad. So, keeping your debit card in France is a better option. Yet, the taxes and withdrawal fees may vary from bank to bank.

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Plus, the main purpose of a secured credit card is to help you build credit — not to spend money that exceeds your credit limit. That said, prepaid travel cards are worth it if you're looking to manage your money safely and avoid overspending.

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Chime (USA Only) Chime is a good debit card for international travel thanks to its no foreign transaction fees. Unlike multi-currency accounts like Revolut (which let you hold local currency), Chime uses the live exchange rate applied by VISA.

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