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What is the best way to pay in Madeira?

Madeira uses the Euro, though major credit cards will work and ATMs are widely available. If you're flying direct to Madeira, currency can be exchanged at airports, banks, and hotels.



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Cards are by far the most popular cashless payment method in Portugal, including international cards from Visa and Mastercard. Both credit and debit cards are used, but debit cards are much more common.

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Madeira's currency is the Euro. Credit cards and contactless payments are accepted in many places, especially in tourist areas and larger establishments, but not everywhere so it's worth always carrying some cash.

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ELECTRICITY AND WATER The electric current in the archipelago is 220 volts. There is plenty of water in Madeira and it is all drinkable and of excellent quality.

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Cards are by far the most popular cashless payment method in Portugal, including international cards from Visa and Mastercard. Both credit and debit cards are used, but debit cards are much more common.

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Cash is the best — and sometimes only — way to pay for bus fare, taxis, and local guides. If you'll be shopping a lot or settling bills at pricey business-class hotels, you might use your credit card more than I do — but you'll still be better off using cash for smaller purchases.

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The average standard of living tends to be a bit lower than in mainland Portugal, and the local autonomous government gives generous subsidies coming from the tourist industry revenues and from the Portuguese national budget. Go where the locals go and everything will be cheap.

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10% or “rounding up” are seen as the norm when tipping. Tipping is usually for exceptional service, when someone went above and beyond what their job required them to do. If you're used to tipping elsewhere, don't stop just because you're in Portugal. Always tip with cash if you can.

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If you're like most people, you may have bought into the belief that you just can't use a debit card when you travel. Guess what? Debit cards work just as well (no—better) than any ol' credit card. The fact is that you're using your own, hard-earned money, instead of borrowing from Visa or Mastercard on interest.

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Although using a credit card to pay for travel is more convenient and safer than using other methods, you still have various options available to you that you can use to book your travel. PayPal, cash, gift cards and debit cards all make it possible to pay for travel without a credit card.

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Using a credit card A travel-friendly credit card like the Capital One VentureOne Rewards Credit Card card will allow you to make daily payments in Portugal without charging currency conversion fees or foreign transaction fees.

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Euronet is the most common company, but there are one or two others. These ATM companies charge you a hefty fee per withdrawal (as much as 13% of the total amount). If you're desperate for cash, they are always in very convenient locations.

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The total journey time in a Madeira airport taxi is just 20 minutes to Funchal's centre, and the cost is around €30, charged using a taximeter. Of course, if you want the peace of mind that a fixed fare offers, you can pre-book your personalised ride in advance with a top-rated company like Welcome Pickups.

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Ride to and from Madeira Airport with Uber. Instead of waiting for the FNC shuttle or taxi, you can request a ride directly in the app and be on your way.

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Madeira uses the Euro, though major credit cards will work and ATMs are widely available. If you're flying direct to Madeira, currency can be exchanged at airports, banks, and hotels.

MORE DETAILS