What is the contactless limit UK 2023?

The UK ($120.65 or £100) has one of the highest card limits in the world and the largest in Europe.



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What's my spending limit? While the contactless card limit is £100, you can now make payments over £100 using your mobile phone, providing your bank and the merchant in question authorises them. It's more secure than carrying cash, and quicker than Chip and PIN.

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To choose a different limit, simply;
  1. Open your Mobile Banking app.
  2. Tap on the current account linked to your debit card.
  3. Choose the option 'Manage my card & Apple Pay / Google Pay'
  4. Tap 'Card payment controls'
  5. Tap 'Contactless payment limit'
  6. Here, you can select which limit you would like.


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Because no signature or PIN verification is typically required, contactless purchases are often limited to a maximum amount per transaction, known as a Cardholder Verification Limit (CVM limit). Limits vary between banks.

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