The official currency in Croatia is the Euro (€). Croatia officially joined the Eurozone and the Schengen Area on January 1, 2023, and as of 2026, the old currency (the Croatian Kuna) is no longer accepted for any transactions. While prices may still occasionally be displayed in both currencies for historical reference in some very remote villages, all legal tender must be in Euros. In 2026, Croatia has become a highly "card-friendly" destination, with contactless payments (Apple/Google Pay) accepted in almost all restaurants, hotels, and shops in major tourist hubs like Dubrovnik, Split, and Zagreb. However, it is still advisable to carry a small amount of cash in Euros for local markets, small "konobas" (traditional taverns) in rural areas, or for tipping tour guides. ATMs are widely available, but travelers should be wary of "Euronet" ATMs which often charge high convenience fees; it is better to use an ATM attached to a major local bank like Zagrebačka banka or PBZ to get the best exchange rates.