As of 2026, the official currency of Croatia is the Euro (€). Croatia joined the Eurozone on January 1, 2023, officially retiring its former currency, the Kuna (HRK). This transition has made travel significantly easier for visitors from other European nations, as they no longer need to exchange money when crossing the border. While the Kuna is no longer legal tender, many locals still remember the exchange rate of roughly 7.53450 Kuna to 1 Euro. When traveling in Croatia today, you will find that credit cards are widely accepted in major cities like Zagreb, Split, and Dubrovnik. However, it is still advisable to carry a small amount of Euro cash for smaller cafes, local markets, or when visiting the more remote islands where digital payment infrastructure might be less common or temporarily offline.