What is the difference between Travelcard and pay as you go?

It is used to pay as you go as you travel. A travel card is a season or day ticket that covers all travel in a specified group of zones for a set period. A travelcard can be put on an Oyster card. Oyster caps your spend once you reached the cap for the span of zones you have travelled in.



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A Travelcard (in the zones it's valid for) gives you unlimited travel at any time on bus, Tube, Tram, DLR, London Overground, Elizabeth line and National Rail services in London. You can use it on all buses, and if valid in zones 3, 4, 5 or 6, on all trams.

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Pay as you go You don't have to work out the cost of your journey in advance. You can pay as you go using contactless (card or device), an Oyster card or a Visitor Oyster card. It also offers great value as pay as you go is cheaper than buying single tickets and you get daily and weekly capping.

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It's more than 50% cheaper than buying a paper Travelcard or single tickets with cash. Oyster cards have a daily price cap – once you reach this limit, you won't pay for any additional journeys (excluding Thames Clippers River Bus where there is no capping).

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Travelcard prices start at £15.20 for a central London 1 day Travelcard (zones 1-4). Child Travelcards prices start at £7.60 (zonnes 1-4).

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Nine limitations of prepaid travel cards
  • Limited merchant acceptance. ...
  • You can't set custom travel expense policies. ...
  • You have to preload the card with funds before the trip. ...
  • You have to pay high fees. ...
  • There's limited consumer protection. ...
  • You can't build credit. ...
  • There are limited rewards. ...
  • Limited accounting tool integrations.


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If you're 60 or over and live in a London borough, you can get free travel on our transport services with an Oyster photocard.

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You will have been charged an extension fare, taken from your pay as you go balance. If you didn't have any pay as you go credit on your Oyster card, your balance will be negative and you will need to top up your card before you can travel again - even if you have a valid Travelcard.

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Within London, all London Underground, National Rail, London Overground, TfL Rail and Docklands Light Railway stations are assigned to six fare zones. Fare zone 1 covers the central area and fare zones 2, 3, 4, 5 and 6 form concentric rings around it.

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The Travelcards available on the TfL Visitor Shop are only valid to travel within zones 1-2 or zones 1-6, including most National Rail services within the zones you have purchased it for.

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