The capital, Charlotte Amalie, is located on the island of Saint Thomas. According to the U.S. Census Bureau, the 2020 population is 87,146. 71.4% of the population is Black or African American, 13.3% is white, 1.0% is Asian, 0.04% is American Indian and Alaska Native, 6.3% is other, and 7.5% is mixed.

Based on the most recent census data available in 2026, the racial makeup of the U.S. Virgin Islands remains predominantly Black or African American, accounting for approximately 71.4% of the population. The next largest group is those identifying as White, making up roughly 16.6% of the residents. Additionally, about 7.5% of the population identifies as Multiracial, and roughly 1.0% identifies as Asian. From an ethnic perspective, the islands have a significant Hispanic or Latino community, representing about 18.4% of the total population, many of whom have roots in Puerto Rico and the Dominican Republic. This diverse demographic profile is a reflection of the territory's complex history, involving the transatlantic slave trade, Danish colonization, and its modern status as a Caribbean gateway. The population is spread across the three main islands of St. Croix, St. Thomas, and St. John, totaling around 87,000 to 100,000 residents.