Once redeemed, your Uber gift card is applied to your Uber Cash or Uber credits balance, which can be used during checkout on Uber or Uber Eats. When you check out on Uber or Uber Eats, your Uber Cash or Uber credits balance will likely already be chosen as your primary way to pay.

The "Uber credit" is a popular monthly perk provided to holders of the American Express Gold and Platinum Cards. For 2026, the Amex Platinum Card provides up to $200 in Uber Cash annually, distributed as $15 each month, with a $20 bonus in December. The Amex Gold Card provides up to $120 in Uber Cash annually, distributed as $10 each month. To activate this, you must add your eligible card as a payment method in the Uber app. This credit can be used for Uber rides or Uber Eats orders within the United States. It is a "use it or lose it" benefit, meaning any remaining balance at 11:59 PM on the last day of the month expires and does not roll over. For frequent travelers and foodies, this provides a high-fidelity way to offset the card's annual fee while enjoying the convenience of on-demand transportation and meal delivery. Make sure to have "Uber Cash" toggled on as your payment method to ensure the credit is applied before your card is charged.