What sort of debit card should I use if Travelling to Spain?

You could opt for a low cost travel debit card which comes with a linked account to hold a selection of currencies - like the Wise debit card. Or you might prefer a prepaid travel money card like the Bluebird American Express debit card which can be linked to a fee free account.



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Wise is our best value travel money debit card for Spain. There's no fee to open a Wise account, and just a small delivery fee for your Wise card, with no minimum balance and no monthly charge.

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The best way to get local currency (Euros) is to use a debit card, able to access the Visa, Mastercard, Cirrus or Maestro networks, in an ATM (Interac cannot be used). Usually, the bank rate will be given for exchange rather than the local tourist rate.

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The takeaway on getting money in Spain Pay everything with your travel debit card and forget about hidden fees. Use your debit card to get most of your money after you arrive in Spain. You can get your first wad of cash from an ATM at your arrival airport.

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These fees can be avoided by choosing a bank account that doesn't charge fees and reimburses out-of-network ATM fees and by always withdrawing local currency from ATMs. Account holders can also ask their home bank if there are partner branches or in-network ATMs in the destination country or countries.

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Therefore, you do not necessarily need to exchange money before traveling to Spain if you plan on using your card for most transactions. Just make sure that your credit card waives international card transaction fees, otherwise, those fees will add on very quickly.

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The main advantage of using a debit or credit card overseas is that you won't pay foreign transaction fees every time you spend. While many also won't charge fees for cash withdrawals, you will still usually be charged interest from the date of the transaction if you use a credit card.

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