Like much of Europe, many Portuguese people eat lunch around 1pm or later. Dinner isn't usually served until around 8:30pm or 9pm. Most restaurants and shops will close around 3pm for the afternoon siesta and won't reopen until 7:30pm.
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A siesta (from Spanish, pronounced ['sjesta] and meaning "nap") is a short nap taken in the early afternoon, often after the midday meal.
Almoço (lunch) is the main meal of the day, and this is much more social. You won't see workers eating sandwiches at their desks here. Instead, everyone goes out for a hot meal and takes long, leisurely lunches with wine. Restaurants fill up around 12:30 and go strong until around 2pm.
Unlike some other countries, tipping in Portugal is not expected. If you receive sub-par service, there is no need to tip. Ask the locals and follow their lead when it comes to tipping situations. By blending into the Portuguese culture you'll be appreciated by service providers and locals alike.
While Portugal has all the facilities to accept card payments you'd expect from a modern economy, there are going to be many instances when you need cash on your trip. Some places won't take cards if you're spending less than €10 – €20 Euros, while other merchants won't take cards at all.