When should I buy cruise insurance?

It's the best time to buy cruise insurance – as soon as you make your initial trip deposit, while it's still fresh in your mind.



People Also Ask

In general, you can buy coverage any time before the date of your trip. That said, it's always best to buy coverage as soon as you make your reservations. The sooner you buy travel insurance, the sooner you'll be protected and the more benefits you may be eligible to receive.

MORE DETAILS

The short answer is: It's not too late! You absolutely can buy travel insurance after booking your trip. However, it's always best to purchase insurance as early in the process as possible. If you procrastinate, you may miss out on certain benefits.

MORE DETAILS

That's because travel insurance is an affordable cost that can potentially protect you from huge costs: the cost of canceling your cruise, the cost of receiving emergency medical care when you're overseas, the cost of a medical evacuation from the ship to a hospital, the cost of replacing your possessions if your ...

MORE DETAILS

If you'd rather have the money back, travel insurance is the better option. Another one of the most important differences to recognize between travel insurance and the protection you might buy directly from the cruise line is that the cruise line typically only covers the cruise itself.

MORE DETAILS

Depending on which cruise line you're traveling with, you might be able to buy a travel insurance policy when booking your trip (through the cruise line directly) or at a later date (either through the cruise line or separately from a third party). Protecting travel costs can be a smart money move.

MORE DETAILS

Here are some examples: The unexpected death, illness, or injury of you and/or a family member. Being unable to participate in a sporting event due to a medical condition when the purpose of the trip was participation in that sport. Unforeseen natural disasters at home or at the destination.

MORE DETAILS

Refund requests must be made within six (6) months of the date the cruise was cancelled or the scheduled embarkation date, whichever is earlier.

MORE DETAILS

Top 6 Cruise Insurance Companies of 2023
  • Nationwide Travel Insurance: Our pick for cruise travel.
  • Faye: Our pick for all-online experience.
  • Travelex Insurance: Our pick for budget travelers.
  • Berkshire Hathaway Travel Protection: Our pick for luxury travelers.
  • AXA Assistance USA: Our pick for leisure travelers.


MORE DETAILS