When should you start your travel insurance?

Travel insurance covers many events that happen during your trip, but it can also offer protection for unexpected events before you leave, sometimes days, weeks, even months prior to departure. That's why we say it's best to purchase protection as soon as possible after your initial trip payment is received.



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Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.

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Hospitals in Spain Public hospitals offer free treatment. If you are not covered by state insurance, it is still at low costs. Some hospitals provide both private and public health services. It is also important to bring your social security card or proof of private insurance when you go to a hospital.

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The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

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The two most common types of travel insurance to purchase for medical coverage are comprehensive plans and medical-specific plans. Each covers medical-related costs differently.

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