Where is the cheapest place in the US to buy a beach house?

Gulfport, Mississippi, is the most affordable coastal town in the US to buy a house, per Realtor.com.



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Daytona Beach, Florida Daytona Beach is a famous spring break destination that is also one of the cheapest coastal cities to live in the US. Located on the state's east coast, Daytona is home to more than 23 miles of beachfront, which contains warm waters, pristine sand, and abundant waterfront activities.

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Here are the top affordable beachfront retirement communities:
  • Sea Breeze at Lacey - Forked River. ...
  • Sea Isle Landing - Long Beach. ...
  • Del Webb at Grande Dunes Myrtle Beach. ...
  • Latitude Margaritaville Daytona Beach. ...
  • Island Walk Naples. ...
  • Lely Resort Naples. ...
  • Cameron Village - Myrtle Beach. ...
  • Southshore Falls- Apollo Beach.


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Higher rates and occupancy. A beach investment property can be a fantastic earner. Generally, travelers are willing to shell out more and pay a premium to stay at the beach over inland destinations. Even better, it's not uncommon for beach homes in popular destinations to be booked out entirely during peak season.

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Charleston, Wilmington Island, Ocean Pines, Bremerton, and Eureka are among the most affordable beach towns in the US, each offering its own unique attractions and amenities.

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Dominican Republic, Belize (the only English-speaking country in Central America), Costa Rica, and Panama are a few of the most affordable islands to live on and double up as top destinations to visit.

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Beach house properties are substantially pricier than similar homes located inland. In Delray Beach, a popular beach town in Florida, the median house price as of January 2022 is $312,890, according to Zillow. Home values in this area have increased by over 24% since January 2021.

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Ultimately, whether you have enough to retire depends on your costs and your income. If you can live on a tight budget with the right circumstances, $2,000 a month from a pension and Social Security, combined with the right strategy with $500,000 in your Roth IRA may be enough to sustain you throughout your retirement.

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