Where is the cheapest place to retire in Hawaii?

Most Affordable Places to Live in Hawaii
  • Hana, Maui.
  • Hilo, Island of Hawaii.
  • Kahuku, Oahu.
  • Kahului, Maui.
  • Kapa'a, Kauai.
  • Waianae, Oahu.
  • Wailuku, Maui.
  • Waimalu, Oahu.




People Also Ask

What's the most affordable Hawaiian island to live on? The Big Island. With Hawaii's lowest average cost of living (according to MIT's Living Wage project), lowest fair market rents, and lowest typical yearly expenses, the Big Island can be the most economical island in Hawaii.

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How to Retire in Hawaii on a Budget
  1. Move to Kailua-Kona on the Big Island for the lowest home prices.
  2. Go to Lihue, Kauai if you want a laid-back lifestyle.
  3. Set up in Paia, Maui to experience all that Hawaii has to offer.
  4. Retire in Kaneohe, Oahu if you're looking for lots of amenities.


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Kaua?i now holds the #2 spot, followed by Maui, and then by O?ahu.
  • 1 - Big Island.
  • 2 - Kaua?i.
  • 4 - Oahu. (Source) In other words, if you plan to retire in Hawai?i, you'll find an increasing number of Hawai?i residents in your age group to mingle with—especially on the Big Island.


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What's the most affordable Hawaiian island to live on? The Big Island. With Hawaii's lowest average cost of living (according to MIT's Living Wage project), lowest fair market rents, and lowest typical yearly expenses, the Big Island can be the most economical island in Hawaii.

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Many retirees dream of retiring in Hawaii. The temperate climate and relaxing atmosphere of the islands may be the lifestyle reset retirees are seeking after decades of hard work. While retiring in Hawaii is generally quite expensive, for some retirees the move offers the opportunity to save money.

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Cost of Living The most obvious drawback to living in Hawaii is our cost of living. Because everything needs to be imported, the cost of goods is significantly higher than any mainland market.

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The average per-person cost for a Hawaii vacation is about $4000 for a one-week trip. This includes $1000 for flights, $2000 for accommodation, $550 for meals, $250 for a rental car, and $300 for tours and activities.

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Using data from The Hawaii Tourism Authority and Kayak.com, the cheapest island to visit is Oahu. Airfare, hotel, and rental car for two people for a week costs $2,625 on Oahu. The most expensive Hawaiian island to visit is Maui, where the same average costs for a week are $3,600.

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Niihau, also known as the Forbidden Isle, is a beautiful small island in Hawaii spread across 180 sq km. The island is off-limits to outsiders and only the Robinson family, their relatives, invited guests, government officials and US Navy personnel are allowed here.

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Among the Hawaiian Islands, Molokai is known as the Friendly Isle, and those who live there would consider it the best island to live on by far. With many longtime families and few visitors living on remote Molokai, it is one of the most secluded Hawaiian Islands.

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Of course, living in Hawaii also has its challenges. The cost of living can be high, especially in terms of housing and groceries. The islands are also isolated from the mainland, which can make it difficult to access certain goods and services.

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With this in mind, the ideal times to move to Hawaii are between the months of January and May, or between the months of September and November. With fewer tourists in the area, you can find cheaper flights; finding a car rental and short term accommodations will be a lot easier.

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Lower Tourist Population = Lower Prices This means greater room availability and lower prices for accommodations in and around Hilo, making a Hawaii vacation within easier reach for those traveling on a budget.

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Kauai is the safest island in Hawaii, with the lowest violent and property crime rate compared to other islands.

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The state income tax rates range from 1.4% to 11%, and the Aloha State doesn't charge sales tax. Hawaii offers tax deductions and credits to reduce your tax liability, including a deduction for medical and dental expenses, a deduction for home mortgage interest, and a tax credit for child and dependent care costs.

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