Which credit card is best for train travel?

Best credit cards for train travel
  • Best overall: Chase Sapphire Reserve®
  • Best for casual Amtrak travelers: Amtrak Guest Rewards® Mastercard®
  • Best for frequent Amtrak travelers: Amtrak Guest Rewards® Preferred Mastercard®
  • Best for international train travel: Chase Sapphire Preferred® Card.




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Customers boarding at unstaffed stations can buy tickets with their credit card on Amtrak.com or on the Amtrak app prior to boarding. Only passengers traveling on Capitol Corridor trains may pay with a credit card; no surcharge will be added to the fare.

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In conclusion, the best day to buy Amtrak tickets is Tuesday or Friday, and it's important to plan ahead and be flexible with your travel dates to get the best deals. Checking Amtrak's Deals page, joining Amtrak Guest Rewards, booking early, and traveling with a friend are other ways to save money on Amtrak tickets.

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Amtrak Guest Rewards Preferred Mastercard: Best for Amtrak loyalists. If you frequently use Amtrak, you're going to want to consider the Amtrak Guest Rewards® Preferred Mastercard®*.

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Mastercard is better for international travel than Visa because Mastercard is accepted in more countries and territories (over 210) than Visa (200). Both are widely accepted nearly everywhere you're likely to travel, though, and each network supports credit cards that are excellent for traveling abroad.

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If you're a senior citizen, U.S. military, or a member of AAA, Veterans' Advantage, ISIC, Student Advantage, or the National Association of Rail Passengers, you can get a discount on Amtrak fares just by clicking the right box on Amtrak's purchase page.

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