In 2026, airport lounge access is primarily a feature of Visa Infinite and Visa Signature cards. Visa Infinite cards (like the Chase Sapphire Reserve or Capital One Venture X) typically offer the most robust access, usually including a complimentary Priority Pass Select membership that grants unlimited entry to over 1,400 lounges worldwide for the cardholder and often two guests. Visa Signature cards (like the Chase Sapphire Preferred or various airline-branded cards) may offer a "limited" version of this benefit, such as two to four free lounge passes per year or access to a specific "LoungeKey" network where you pay a reduced entry fee. In 2026, many banks have added "Spend Milestones" to these benefits—for example, you may need to spend $1,000 in the previous quarter to "unlock" your free visits. Always check your specific bank’s mobile app under "Benefits" or "Travel," as the 2026 landscape has seen many cards transition to a "digital voucher" system rather than just swiping your physical card at the lounge desk.