If you are staying at a Walt Disney World Resort hotel, a $100 authorization hold is standard practice upon check-in. This is not an actual charge but a temporary block on your funds to cover "estimated incidental expenses" such as room service, gift shop purchases charged to your room, or dining. If your spending exceeds $100, Disney may place additional incremental holds on your card. For stays longer than five days, the balance is typically settled every fifth day. If you do not charge anything to your room, this hold is usually released within a few days of checkout, though your bank's processing time may vary. This policy ensures the resort has a guaranteed method of payment for any extras you enjoy during your magical stay.