Florida averages about 100 feet above Sea level. There is very little natural drainage, and Florida gets many sub-tropical rainstorms. The result is that most low areas become lakes.
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Most natural lake bodies in Florida also have a proper name. Most residents that live along a lakeshore live there to enjoy the natural beauty and recreational opportunities on the lake. In most lakeshore areas, there is a natural, vegetative barrier between the residence and the open-water portion of the lake.